Are you in debt, living paycheck-to-paycheck, and desperately in need of a financial change?
How nice would it be to apply all of your hard work toward enhancing your standard of living instead of just paying bills for the rest of your life?
It’s very possible for you to change the course of your financial future.
Through precise planning & implementation of the right actions toward your goals, you can break the cycle of living paycheck to paycheck – and finally begin to reap the fruits of your labor.
Whether you need help transitioning to better finances, becoming a more profitable business, or improving credit worthiness, I can help you achieve them all.
I’m ready to help you finally get the results you want from your finances.
To learn more, continue reading below.
As your Credit Counselor, I will provide guidance on enhancing your credit report through proven strategies and solutions that result in better credit. I will help you remove negative information from your credit report and equip you with a plan that’ll ultimately improve your credit score.
Generally, there are four steps to getting started:
- Forward me your credit reports (Equifax, Experian, and TransUnion)
- I recommend which items on your credit report you should dispute and execute each dispute
- I contact the credit reporting agencies to challenge questionable items on your credit reports
- Provide you a strategy to continue to improve your credit score based on your unique financial situation
As inaccurate information falls off your credit report, we will begin to implement other strategies and solutions to improve the 5 areas that affects how your credit score is calculated; credit utilization, history, amount owed, new credit, and types of credit.
My job is to create better results. From my Credit Counseling, you will reap the benefits.
To get started, click “Get started here” under Credit Counseling below.
Partnering with me as your Personal CFO means that you will be working with an experienced financial consultant who’s equipped to develop & execute a customized financial plan that will lead you to better overall finances. My job is to help you reach your financial goals, like being debt free, improving your credit score, or saving money, through precise planning & implementation.
- Set up automatic bill pay
- Restructure your banking
- Implement debt elimination strategies – Contact creditors on your behalf
- Build emergency fund
- Improve credit score
- Plan for desired purchases
- Develop a spending plan that gives you a weekly spending allowance and discourages overspending
- Help you see the fruits of your labor
- Make your financial life easier
My financial planning service will help you reduce stress, eliminate debt, and put your finances on the road to success!
Join our clients who are now eliminating debt, saving money, planning for major purchases, and living comfortably.
To get started, click “Get started here” under Personal CFO – Financial Planning below.
My Part-Time CFO service helps both small and mid-sized businesses. I understand that your most valuable asset is your business and I strive to help you protect and enhance its financial stability. As your part-time CFO, I’ll communicate clear and understandable answers to your complex financial questions. I have the knowledge and expertise to assist your business with its financial and organizational issues.
Here’s what you’ll get from my Part-Time CFO service:
- More time to focus on new services, new customers and other core business issues
- Better understanding of the financial side of your business so you have less surprises and more control over the money
- Improved decision-making capabilities from clearly seeing the hard and true numbers of your business
- A readily available sounding board to help you with those tough business decisions and help you clarify your business plans
- The comfort from knowing that a professional is overseeing, protecting and constantly improving the financial side of your business
- Improved quality and timeliness of financial information
- Budget preparation and monitoring
- Assistance in defining long-range plans and the quantification of goal
- Bill Paying
- Liaison with bankers, attorneys, vendors, insurance agents, etc.
Join my clients who are now eliminating debt, saving money, planning for major purchases, and living comfortably.
To get started, click “Get started here” under Part-Time CFO – Business Solutions below.
Services and Pricing
To help you become more financially stable, I have created 3 services to help you achieve better results from your finances, Credit Counseling, Personal CFO financial planning, and Part-Time CFO business solutions.
Find which service fits your needs most, then click “Get started here” below to schedule a free phone consultation.
- Removal of inaccurate information on your credit report
- Credit Score monitoring
- Quarterly one-on-one consultation via phone
- Receive monthly email progress updates
- Get strategies and solutions to lower credit card balances & interest
- Budget & Debt analysis
- Access to expert advice on Credit Improvment
- Unlimited access to email and text
Personal CFO - Financial Planning
- Budget analysis and Cashflow projecting
- Get a spending plan
- Bill paying
- Bank restructuring
- Savings and Goal planning
- Debt elimination management and Speak to creditors on your behalf
- Quarterly in person one-on-one consultation
- Includes Credit Counseling Service (FREE bonus): Removal of inaccurate information on your credit report, Credit Score monitoring, Receive monthly credit score progress updates via email, Get strategies & solutions on lowering credit card balances & interest, and Access to expert advice on Credit Improvment
- Unlimited access to email, text, and phone.
Part-Time CFO - Business Solutions
- Business budget preparation/monitoring and Cashflow projecting (financial forecasting)
- Bank restructuring, Bill paying, and Collection support
- Liaison with bankers, attorneys, vendors, insurance agents, etc.
- Weekly email updates, Monthly one-on-one consultation, and Unlimited access to email, text, and phone.
- Includes Personal CFO Service (Free bonus): Personal spending plan, Speak to creditors on your behalf, Debt management, Personal goal planning, Household budget preparation, and Savings planning
- Includes Credit Counseling Service (FREE bonus): Removal of inaccurate information on your credit report, Credit Score monitoring, Receive monthly credit score progress updates via email, Get strategies & solutions on lowering credit card balances & interest, and Access to expert advice on Credit Improvement
What Our Customers Are Saying
Don’t just take it from us, let our customers do the talking!
I just wanted to take a moment to thank Jason White and Witness Riches for guiding me toward a better financial future. I now have a financial plan that works for me for the first time in a very long while – I have a savings account that is growing regularly!Crystal
We are very happy with the financial services we have received with Witness Riches, it definitely takes away a lot of the financial headaches we were struggling with. We finally are able to save money and pay down our debts.Pete & Amy
I now operate with sound financial choices and clear financial goals. I have been able to support my son while paying down my own debt. Jason has talked me through the process every step of the way and I am grateful for that.Leslie
It is wonderful to have a personal CFO to confer with when planning or facing financial challenges. I have seen very positive results and am very excited about the future. I am very impressed with the progress we have made so far.Toni